19 Nov 2025
Relationship Officers, Consumer Lending at United Bank for Africa
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- Company: United Bank for Africa
- Location: Zambia
- State: Ndola
- Job type: Full-Time
- Job category: Administrative/Secretarial Jobs in Zambia
Job Description
Relationship Officers: Consumer Lending – Ndola & Solwezi
Purpose;
The Relationship Officer – Consumer Lending will be responsible for establishing and maintaining positive customer relationships through a suite of new and existing retail banking products. This role is ideal for a driven and energetic individual with a passion for business development and customer acquisition in the consumer banking segment.
Key Responsibilities;
- Prepare documentation for the creation of risk assets to enhance business office profitability
- Aggressively market the banks products to drive revenue growth and market share
- Solicit and acquire new customer relationships to grow deposit liabilities
- Reactivate dormant accounts and relationships to improve profitability
- Conduct client visits, calls, and attend business meetings
- Implement marketing strategies and meet assigned targets
- Process data to generate accurate reports and insights
- Facilitate and maintain effective relationships with new and existing customers
- Perform other duties as assigned by the Head of Consumer Lending
Key Performance Indicators (KPIs):
- Achievement of the approved Consumer Lending Profit Before Tax (PBT) target
- Growth in deposit liabilities and customer base
- Effectiveness in reactivating dormant accounts
- Timeliness and accuracy of reports and documentation
Skills & Competencies:
- Strong interpersonal and communication skills
- Selling and marketing proficiency
- Customer needs evaluation and solution orientation
- Proactive and self-driven approach
- Technology savvy with good knowledge of the business environment
Method of Application
- Minimum of a first degree in a business related field from a recognized University with at least a Credit or better.
- Grade Twelve Certificate with at least Five (05) Credits of better, including Mathematics and English
- Minimum of 2 yearsʼ experience in Relationship Management or Marketing within the financial services sector
- Proven credit experience in transaction structuring and credit preparation
- ZAQA verified academic and professional certificates

