19 Nov 2025

Relationship Officers, Consumer Lending at United Bank for Africa

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Job Description


Relationship Officers: Consumer Lending – Ndola & Solwezi

Purpose;

The Relationship Officer – Consumer Lending will be responsible for establishing and maintaining positive customer relationships through a suite of new and existing retail banking products. This role is ideal for a driven and energetic individual with a passion for business development and customer acquisition in the consumer banking segment.

Key Responsibilities;

  • Prepare documentation for the creation of risk assets to enhance business office profitability
  • Aggressively market the banks products to drive revenue growth and market share
  • Solicit and acquire new customer relationships to grow deposit liabilities
  • Reactivate dormant accounts and relationships to improve profitability
  • Conduct client visits, calls, and attend business meetings
  • Implement marketing strategies and meet assigned targets
  • Process data to generate accurate reports and insights
  • Facilitate and maintain effective relationships with new and existing customers
  • Perform other duties as assigned by the Head of Consumer Lending

Key Performance Indicators (KPIs):

  • Achievement of the approved Consumer Lending Profit Before Tax (PBT) target
  • Growth in deposit liabilities and customer base
  • Effectiveness in reactivating dormant accounts
  • Timeliness and accuracy of reports and documentation

Skills & Competencies:

  • Strong interpersonal and communication skills
  • Selling and marketing proficiency
  • Customer needs evaluation and solution orientation
  • Proactive and self-driven approach
  • Technology savvy with good knowledge of the business environment
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Method of Application

  • Minimum of a first degree in a business related field from a recognized University with at least a Credit or better.
  • Grade Twelve Certificate with at least Five (05) Credits of better, including Mathematics and English
  • Minimum of 2 yearsʼ experience in Relationship Management or Marketing within the financial services sector


  • Proven credit experience in transaction structuring and credit preparation
  • ZAQA verified academic and professional certificates
United Bank for Africa is an equal opportunity employer. Interested candidates that meet the above job requirements should send their application in a single document comprising of detailed Curriculum Vitae, G12, Degree and other copies of professional qualifications to [email protected] by 21st November,2025.






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