LOCATION: RUFUNSA

POSITION: INTERNAL AUDIT OFFICER

REPORTS TO: INTERNAL AUDIT MANAGER

UMINO Community Loan Services Limited is a registered Micro-/entrepreneurial finance company in Zambia. Our mission is to improve the living standards of the local, rural people by providing fair, sustainable and professional entrepreneurial financing. UMINO currently operates six branches in Eastern province, with two more being opened in due course.

To implement our mission and in preparation to significantly expanding our operations beyond Eastern province, we are looking for ambitious and suitably qualified candidates for Internal Audit Officer or Internal Audit Manager positions (depending on seniority):

Job Summary

The Internal Audit Officer will be responsible for evaluating the adequacy, effectiveness, and efficiency of the organization’s internal control systems and procedures. The officer will ensure compliance with internal policies, regulatory requirements, and industry best practices.

Key Responsibilities

• Conduct regular and ad-hoc desk- as well as field audits across all departments and branches.
• Assess the accuracy and reliability of financial and operational information.
• Evaluate the effectiveness of risk management- and internal control systems.
• Identify and report on areas of non-compliance and recommend corrective actions.
• Prepare clear and concise audit reports with well-reasoned findings and recommendations.
• Continuously interact with management to proactively improve checks and controls
• Regularly update the internal audit manager on past and ongoing audit & risk matters
• Follow-up on and track implementation of audit recommendations.
• Provide support during external audits and regulatory inspections.
• Promote a culture of accountability and transparency within the organization.

Qualifications & Experience

• Bachelor’s degree in Accounting, Finance, Auditing, or related field.
• Part or full professional qualifications such as ACCA, CIMA, or ZICA.
• At least 2–3 years of experience in internal or external auditing, preferably in the financial services- or microfinance sector.
• Strong knowledge of auditing standards, risk management, and internal controls.
• Knowledge of and experience with Bank of Zambia regulatory framework as applicable to microfinance
• Proficiency in Microsoft Office (especially Excel and Word).
• Excellent analytical, communication, and report-writing skills.
• Ability to manipulate and (statistically) analyze large data sets a distinct advantage
• High level of integrity and confidentiality and absolutely incorruptible
• Ability to travel extensively and do field work, and willingness to ride a motorbike.
• Precise and principled approach paired with common sense and team attitude.
• Strong personality and ability to regularly interact with members of staff and other Umino staff.