Job Description

Portfolio management and oversight of the asset book for the Core commercial Segment under the Business and commercial arm of FNBZ. This is through credit application evaluating and decisioning, portfolio management, borrower due diligence and proactive risk management in line with applicable bank policies.

• Understand and provide input into implementation of Credit Policies.
• Identify and manage credit risk in alignment to the Bank Strategies.
• Manage a respective portfolio within the Banks risk appetite, as well as within the asset growth budget and target.
• Assess annual reviews and/ or ad hoc requests of all counterparties within allocated portfolio and mandate structure
• Analysis of counterparty exposure across multiple products (Working Capital Facilities, Asset Based Finance and Term Loans) for area of responsibility.
• Assess and approve credit according to mandate level.
• Ensure average approval turnaround time against target to ensure retention of clients.
• Provide recommendations to higher mandate holders.
• Develop, encourage, and nurture collaborative relationships across area of specialisation.
• Ensure compliance to legislative and audit requirements and adherence to relevant processes.
• Maintain knowledge on relevant legislative amendments and industry best practices.
• Deliver exceptional credit service through proactive, innovative and appropriate solutions.
• Participate in planned activities that are appropriate for own development and growth.
• Develop and manage key stakeholder relationships that enable achievement of operational objectives.
• Analyzing and interpreting financial information to make decisions on/recommendations on credit applications and customer credit worthiness
• Assessing Credit risk in line with the Bank’s On-going Risk Management Policy to mitigate the risks associated with lending.
• Enhancing the quality of credit applications and maintaining up-to-date records on all borrowing accounts in line with applicable policy(s) and best practice guidelines.
• Make recommendations on procedural/policy changes as and where possible to ensure that guided documents are always kept up-to-date and relevant
• Mentor junior staff and support team development

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

17/05/26