4 May 2026

Credit Officer x3 at Higher Education Loans and Scholarships Board (HELSB)

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Job Description


Employment Opportunity

The Higher Education Loans and Scholarships Board (HELSB) is a statutory body established by the Higher Education Loans and Scholarships Act No. 31 of 2016 to provide for the administration, granting, investment, payment, and recovery of student loans; provide for the administration and granting of scholarships; facilitate the mobilization of financial resources for loans and scholarships, and provide for matters connected with or incidental to the foregoing.

HELSB is inviting competent, enthusiastic, and qualified candidates to apply for the underlisted positions to be based in Lusaka, Southern Province (Choma), North-Western Province (Solwezi), and Western Province (Mongu) on permanent and pensionable terms.

Credit Officer(s) – 3 Positions (Re-advertised)

  1. Choma – One (01) position
  2. Solwezi – One (01) position
  3. iii. Mongu – One (01) position

a. Job Purpose

Resume building

Reporting to Senior Credit Officer (South) and Senior Credit Officer (North), the Credit Officer shall

undertake and supervise the disbursement of loans in order to facilitate eligible students to pursue higher  education.

 

b. Principal Accountabilitie

    • Undertaking timely development and review of the Selection Criteria System in order to enhance transparency, fairness and equity in the selection and award of loans and scholarships to deserving and eligible students.
    • Undertaking timely screening and analysis of applications in order to facilitate disbursement of loans and scholarships.
    • Undertaking and supervising timely preparation of Loan Disbursement Reports in order to provide information for decision making.
    • Undertaking and supervising periodically the development and review of Loans Disbursement System in order to facilitate loan disbursements.
    • Undertaking and supervising regularly the maintenance and updating of the Loan Disbursement Database in order to facilitate storage, retrieval and processing of information.
    • Undertaking timely monitoring and evaluation of sectional programs in order to assess their impact and facilitate the development of appropriate interventions
    • Undertaking timely development of work plans and implementation of Annual Performance Appraisal System (APAS) in order to monitor, evaluate and enhance performance
    • Undertaking effectively human, financial and other resources in order to facilitate achievement of departmental objectives.

c. Qualifications and Experience

  • Full Grade Twelve (12) School Certificate
  • Bachelor’s Degree in Business Administration, Economics, Statistics, Public Administration or its equivalent.
  • Minimum of two (2) years related job experience.

d.Skills and Attributes

  • Able to write technical and analytical reports
  • Ability to communicate effectively in English
  • Tact and Diplomacy, Interpersonal and Analytical Skills, Computer literate, Integrity and Confidentiality.
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Method of Application

Interested Candidates who meet the above Job Specifications and Competencies, Skills and Attributes should send their applications as one (1) PDF document enclosing their detailed Curriculum Vitae, Photocopies of NRC, ZAQA validated Academic and Professional qualifications, and any other relevant documents via email to [email protected]. Please indicate the title of the position in the subject line.

Application Deadline:
Applications must be submitted not later than Sunday, 10th May, 2026.




Equal Opportunity Employer:
HELSB is an equal opportunity employer and is committed to diversity and inclusion in the workplace. We therefore encourage applications from individuals of all backgrounds, including those with disabilities and members of under-represented groups..


Please note that only shortlisted candidates will be contacted.






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