14 Nov 2025

Debt Recovery Officer at Entrepreneurs Financial Centre (EFC)

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Job Description


We are seeking a diligent and experienced Debt Recovery Officer to manage outstanding accounts and ensure timely collections with professionalism and integrity.


DEBT RECOVERY OFFICER – LUSAKA & KITWE
Entrepreneurs Financial Centre (EFC) is a leading Microfinance Institution, licensed and regulated by the Bank of Zambia. For over 30 years now, we have served and empowered entrepreneurs with tailor-made financial solutions to help them take the next step in their business.

OUR CORE VALUES
Our Core Values of Purpose, Accountability, Service, Stewardship, Integrity, Ownership, Novelty (PASSION) were carefully selected to reflect our passion and what we stand for as an organisation. These values underpin our Vision and Mission, and guide all our business activities, actions, and behaviours. All our business decisions are based on these values.

OUR CULTURE AND OUR WORK ENVIRONMENT
We are passionate about our business, the people behind our success, and our clients. We are a performance-driven and result-oriented organisation. Our culture of open communication and trust propels us to deliver strong results year in, year out. Our work environment is fast-paced and of high intensity, yet highly empowering and highly collaborative. We stretch and challenge every colleague to perform at their highest level and to the best standards and quality. Our reward and remuneration system strongly reflects the premium we place on high performance, and on attracting, developing, and retaining high performing talent.

OUR PHILOSOPHY ON PEOPLE
We are passionate about our people. In everything we do, we start with our people who take care of our clients, who in turn help us deliver sustainable returns for our shareholders. Therefore, we are intent on investing heavily in, and providing a thrilling and best possible career experience for, our people. We want our workplace environment and culture to feel like a second home for our people. An environment where our people know each other. An environment where our people know our Clients. An environment where our Clients know our people.

THE ROLE AND THE CANDIDATE
We are looking for a skilled and experienced Debt Recovery Officer to join our team in recovering outstanding debts. The role requires excellent communication and negotiation skills with the ability to work effectively with customers to resolve debt settlement and work closely with internal teams to resolve debt issues.

The Debt Recovery Officer primary role is to successfully recover and manage the collection of outstanding debts from clients in line with the EFC’s policies and procedures and achieve the set percentage of delinquency on PAR 30 and PAR 90 cases.

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Method of Application

Are you interested in adding value to our business? Do you have attributes (skills, knowledge, experience, attitude, character) that squarely match our values, culture and philosophy described above? Will you cope and thrive in a highly demanding yet empowering and rewarding environment? If yes, we invite you to join our team as the Debt Recovery Officer, based at our branches in Lusaka or Kitwe and reporting to the Portfolio Quality Manager.




You may send your application, including copies of academic & professional qualifications and three professional references via e-mail to [email protected].
The closing date for receiving applications is Tuesday, 18th November 2025.






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