We are looking for a highly motivated Field Loan Officer to join our growing microfinance team. The successful candidate will be responsible for client acquisition, loan assessments, collections, and portfolio quality management. This is a field-based role that requires strong sales drive, integrity, and excellent customer engagement skills.

Key Responsibilities

• Actively prospect, recruit, and onboard new clients.
• Conduct field assessments, business analyses, and credit evaluations.
• Prepare complete and accurate loan application files for approval.
• Manage repayments, follow up on overdue accounts, and maintain a healthy PAR.
• Conduct client visits, monitoring, and relationship management.
• Achieve monthly sales, disbursement, and portfolio targets.
• Market company products and represent the company professionally in the field.

Minimum Requirements

• Diploma or Degree in Business, Marketing, Banking, Finance, or related field (advantageous).
• Experience in microfinance, sales, or fieldwork is a strong advantage.
• Ability to meet sales targets and handle field pressure.
• Strong communication and people skills.
• High level of integrity and accountability.
• Must be comfortable working in high-density communities and market areas.
• Ability to ride a motorbike is an added advantage.

Competencies

• Target-driven
• Strong analytical and assessment skills
• Good negotiation skills
• Customer-centric attitude
• Self-driven and proactive
• Good time management

What We Offer

• Competitive basic remuneration + performance incentives
• Growth opportunities within the company
• Supportive team environment
• Training and career development