Prestige Customer Service Advisor at Absa Group
- Company: Absa Group
- Location: Zambia
- State: Kitwe
- Job type: Full-Time
- Job category: Absa Bank Jobs in Zambia - Customer Service Jobs in Zambia
Job Description
Bring your possibility to life! Define your career with us
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
My Career Development Portal: Wherever you are in your career, we are here for you. Design your future. Discover leading-edge guidance, tools and support to unlock your potential. You are Absa. You are possibility.
Job Summary
To process bank teller transactions accurately and timeously through the execution of predefined objectives, ensuring that customers are assisted promptly and in a friendly manner.. Selecting this role has a compensation & benefit impact in Kenya, TZ (NBC), Mozambique. Please contact Reward for details.
Job Description
Key Accountabilities
CASH AND RELATED TRANSACTIONS
40%
Outputs:
Dispense and receive physical cash, cheques,, drafts and other financial instruments over the counter to walk-in Prestige or Premier banking customers.
Process foreign local currency cheques and other bureau de change transactions including buying or selling of notes, foreign drafts, money orders etc.
Before processing each transaction, verify that all the required information for the transaction is accurate and complete in accordance with the banks procedures (for example when cashing a cheque, verify the date, bank name, customer’s ID and validity of the cheque, check amount number and amount in words agree, that customer has sufficient funds etc.). Refer any concerns to the Branch Manager for follow-up and decision-making on whether to proceed.
Refer any transactions in excess of teller limits to the next level for authorisation.
Capture all transactions on the bank’s system and ensure that all transactions are properly authorised before processing.
Carefully counts all cash received or dispensed to ensure that errors are avoided. Absa has a zero tolerance policy for teller errors and appropriate action will be taken, which may include formal disciplinary procedures.
Assist customers to correctly complete transaction documentation such as deposit or withdrawal slips to ensure accuracy and completeness of these documents.
ISSUING PHYSICAL ACCOUNT ITEMS 30%
Outputs:
Help customer’s complete Debit card application or replacement card request forms.
Complete Debit/Credit Card order schedules and forward to Retail Support for checking and submission to card centre.
Issue Debit cards, cheque books, credit cards, pin numbers etc. to customers following the bank’s procedures.
Follow-up with card centre for any cards that have not been issued within the agreed turn-around times.
Issue statements and balances to customers using the bank’s frontline system.
Update account demographics such as address changes, name changes.
Update standing order instructions based on information supplied by customers.
File schedules and all customer instructions.
CUSTOMER SERVICE
20%
Outputs:
Provide advice to customers on the cash process to ensure the smooth flow of transactions.
When directly receiving customer enquiries, attempt to resolve the enquiry at the first point of contact by using the bank’s systems. Only escalate to the Branch Manager when all other efforts have been exhausted to resolve the customer’s request.
Explain the banks procedures, security requirements (such as the requirement to provide sufficient ID when transaction) as well as services to customers.
Inform customers of the value of giving Feedback, including explaining to customers how the bank uses their feedback to improve service.
Log all queries (including verbal, written, telephone-mail etc) on the bank’s query BOC system
Resolve queries – escalate where unable to resolve to Retail Support.
Follow-up with operations when there are any outstanding requests for customer statements or other items.
SALES LEADS 5%
Outputs:
Identify sales leads through reviewing income levels on customer statements, questioning customers when they mention specific needs, and referring any new leads to Customer Advisors
When specific sales campaigns are running in the branch, explain the campaign details in brief to customers, and direct them to the Customer Advisors for further information
Support Personal bankers by calling and following up on leads referred to the branch by CLM team on optimus.
RIGOUR 5%
Outputs:
Reconcile own till cash at the beginning and end of each day, as well as when cash is restocked or repatriated during the day.
Open and close tills together with a second controller (usually the Branch Manager), including physically securing the till according to requirement set out (e.g. physically chaining the till).
Throughout each day advise the Cash/ATM Custodian when teller cash limits are reached to enable them to restock or repatriate cash.
Conduct snap checks as assigned by the Branch Manager from time to time.
Ensure that all transaction records are kept meticulously and in accordance with bank procedures. Make such documents available for review/control purposes when required.
Risk and Control
Reconcile all physical stock including ATM cards, cheque books, credit cards e.t.c in line with bank’s operating procedures
Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Absa Operational Risk Framework and internal Absa Policies and Standards
Role / Person Specification
Technical skills / Competencies
Competencies:
Excellent numeric skills including meticulous attention to detail
Excellent communication skills especially verbal
Listening and questioning skills
Good keyboard skills, especially on the numerical side.
Essential
High level of working knowledge of all the
Bank’s retail products, procedures and policies
Some knowledge of competitive products and Processes
High school diploma with Math and English passed at a higher grade
1-2 years experience in a banking hall environment either as cashier or inquiries
Relevant diploma and degree
• Some experience in dealing with large amounts of cash in a retail environment
Values
The Absa values provide a framework for how we in Absa work together and how we serve our customers and the communities we are in
• We drive high performance to achieve sustainable results
• We are obsessed with the customer
• Our people are our strength
• We have an African heartbeat
Education
Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)
Method of Application
Submit your CV and Application on Company Website : Click HereClosing Date : 25th September , 2022.