ExpressCredit is a global consumer finance company operating in Zambia and three surrounding countries, including Namibia, Botswana, and Lesotho.

We operate a multi-channel lending platform for private and government sector employees underserved by mainstream financiers. As a good corporate citizen, our goal is to help people in need of short-term and long-term financial assistance – all of which make a meaningful and lasting impact on the local communities.

ExpressCredit is a game-changer and one of the fastest microlenders in the country. A combination of new technologies, mobile sales, and a network of branches and direct sales positions us well for growth and building a sizeable, well-performing loan portfolio.

We are looking for a suitably qualified, competent, and highly motivated professional based in Lusaka or able to self- relocate to fill the position of Financial Controller.

Job Purpose:

Ensure the ongoing development and monitoring of control systems designed to preserve company assets and report accurate financial results. Tracking of the organization’s strategic financial goals and objectives. Facilitate cooperation between finance and other company departments. Lead finance related development projects.

Summary Key Responsibilities:

Operate in compliance with the Bank of Zambia requirements and ensure that the approved Policies are domesticated and implemented.
Ensure that the company complies with all regulatory requirements
Construct and monitor reliable control financial systems
Ensure that record keeping meets the requirements of regulators and also external auditors
Understand and mitigate key elements of the company’s risk profile as it relates to the finance function
Maintain relations with external auditors and investigate their findings and recommendations
Report financial related risk issues to the audit committee of the board of directors
Authorize Bank Payments within the established authorization framework
Monitor Cash Balances and Cash Flow Forecasts on ongoing basis
Identify working capital requirements
Ensure cash flow is appropriate for the organization’s operations
Ensure proper submission of returns to Zambian Revenue Authority and timely execution of tax payments
Oversee the issuance of financial information
Report financial results to management, board of directors
Review prepared reports for regulatory reporting
Facilitate the preparation of the company annual financial statements
Review accuracy of returns submitted to Zambian Revenue Authority
Lead Finance development process to improve accuracy and timeliness of reporting
Facilitate external audit process
Facilitate communication with Zambian Revenue Authority
Engage with Commercial banks to ensure high quality of controls over bank account access
Monitor the implementation of company’s financial goals and objectives
Identify and communicate to management initiatives that can improve financial results
Assist in preparation of the company’s budget
Interact with Heads of Business Units to provide consultative support to planning initiatives through financial and management information analysis, reports and recommendations
Requirements

Grade 12 Certificate with minimum 5 credits including English and Mathematics
Master’s degree in business administration / accountancy / finance
ACCA/CIMA qualification
5+ years’ work experience in the financial sector as an auditor or financial controller
2+ years’ work experience in consumer finance or micro-lending industry
Work experience in a international company group is considered as advantage.
Accounting and financial competence
Experience in preparing policies and procedures
Experience in improving control environment
Understanding of risk-based approach in identifying potential areas for improvement
Experience in preparing annual financial statements
Experience with communication with external auditors
High integrity and ethical standards
Financial Foresight
Result Oriented
Excellent Communication and presentation Skills
Confidence and assertiveness
Adaptability, vision, and foresight